A trip to your mailbox seems simple enough, you walk outside, open the mailbox lid, and pull out your mail, case solved, your mail has been found. Of course there is the entire issue of identity theft, and the hours you could spend fighting to have y

For several years now, one of the most sought after features on a credit card has been a long 0% balance transfer deal, almost to the exclusion of any other feature except maybe the headline interest rate of the card. More recently though, balance tr

Credit Score Myths Every time you go to the store or go online and apply for a credit card your credit score is pulled. Your score is a combination of factors, including your open line of credit, your ability to pay that credit, and your failure to p

Not all credit cards are born equal. Different cards have different offers, features, and charges, and choosing a card is not as simple as going for the one with the lowest advertised rate. Various types of card are suitable for different types of us

When credit cards were first introduced, they were a pretty simple proposition: use your card for purchases, and be charged a single rate of interest on your unpaid balance. Then came the rise of the ATM (cash machine), and credit card issuers realis

As with most financial products, credit cards are usually heavily promoted on their interest rate, or APR. The lower the APR, the more attractive it's supposed to be to potential customers. But is APR really the most important feature of a credit car

Small business plays a vital role in today’s economy. It is now easier than ever to establish a new business. According to the US Small Business Administration, small businesses pay over 45% of the US private payroll. Small businesses also employ ove

A typical small business needs to watch every penny. To last in the competitive business world, you need to maximize profits and just as importantly, reduce expenses. Many businesses don’t realize that they could easily be saving a percentage of thei

When most people think about credit cards, they first think of a rectangular piece of plastic that is physically swiped in a machine when you make a payment. In recent years however, there has been an increasing trend towards borrowing on your accoun

Having a County Court Judgement or CCJ issued against you will have a severe impact on your credit rating, as it signifies that you have had serious problems paying back a loan or other form of credit, to the extent where your creditor has had to tak

Paying with plastic has become a common part of everyday life, with more people now using credit or debit cards than cash for day to day purchases. The rapid rise of online shopping means that it's almost essential to have some way of paying by card,

Few people would deny that using credit cards can make day to day life more simple, reducing the need to carry cash and making it easy to shop online and by telephone. However, spending with plastic can sometimes be a little too easy, as it doesn't a

The idea of a balance transfer deal was introduced to the UK in the year 2000 by innovative online bank Egg plc, who offered customers a bait of 0% interest for six months on balances they transferred from another credit card. The feature was an inst

With the Chase PerfectCard MasterCard you can earn rewards everywhere! You get cash back everywhere you use this credit card. At gas stations you save even more. For the first 90 days, you get 6% back on all gas purchases at any gas station. After th

The Discover Platinum Gas Card is another credit card that offers gas rebates, as well as rebates on other purchases. You can use this credit card to earn cash back at any gas station anytime. Every purchase you make with this credit card qualifies f