If you’ve talked to a broker or agent about rolling over your retirement account, there’s a good chance the advisor recommended you invest in a Variable Annuity. Don’t do it! I believe the only reason a variable annuity is recommended for an IRA is s

Perhaps the only area outside the financial world where performance is so closely measured is the Olympics. Competition is fierce, and with events measured to the hundredths of a second, athletes go to great lengths to gain even the slightest edge. T

Do you like being taken advantage of? I sure don’t. In fact, I hate it! Worse, it seems like it is happening more and more. Now, more than ever, it is buyer-beware. Read on for some specific examples and to learn how you can protect yourself. Trust i

Everybody wants to find the secret to investing on Wall Street. But the truth is, you don’t have to be a genius to be a successful equity investor. And you don’t have to lock your money into restrictive investments like equity indexed annuities (EIAs

Leonardo of Pisa, nicknamed Fibonacci was born around 1175 in Italy . Fibonacci was one of the greatest mathematicians of the 13th century. Fibonacci is known for discovering a series of numbers that was called after him the Fibonacci numbers or the

Every investor would like to increase their income without compromising their stability. Maybe that’s why Equity Indexed Annuities (EIAs) have become so popular, because of their promise of providing a stable income stream. But there are a number of

While you’re making your New Years?resolutions, don’t forget to give your financial house an annual tune-up. As the old saying goes, an ounce of prevention is worth a pound of cure, and few adjustments now could save you thousands of dollars, not to

The initial trigger for the huge market turbulence was the possibility that the Chinese government would impose taxes aimed at stopping speculative activity and controlling the speed of growth in the country’s market, which has doubled in value over

Does investing put you on an emotional roller coaster? If so, you are not alone. The fluctuations of the market are hard for most investors to stomach, and many suffer from financial ‘motion sickness?as a result. But making investment decisions under

Now is the time to start considering end-of-year returns. It is also time to analyze our investments and decide if changes need to be made. Here is one sure-fire investment that you need to consider as you evaluate your portfolio and calculate your w

Anyone who’s been fishing knows that one of the keys to catching the big one is having the right kind of bait. Many in the financial services industry understand this truth all to well and they’ve come up with the perfect enticement to hook unsuspect

Beware of Option-ARM mortgages. They are heavily promoted, but should rarely be used. I recently received an email that perfectly illustrates how overly zealous mortgage brokers push these dangerous products. Knowing their deceitful tactics will prot

Since being introduced in the mid ?0’s, Exchange-Traded Funds have continued to grow in popularity. Over 60% of money flowing into index fund-type vehicles is going into Exchange-Traded Funds. Should you be using them? Read on to find out. I recently

The devastation caused by Hurricane Katrina has shocked our nation. One reader recently asked me what I thought the short and long-term impact will be on the markets and how he should adjust his portfolio. Read on to find out if you should be making

Our hearts and prayers go out to those affected by Katrina. Many are fortunate to have escaped with their lives. It shows us all once again that there are many things that are more important than money. That being said, it is important that we be pre