Mortgage interest rates (taux hypothecaire) seem to be the name of the game in the lending market. All of the mortgage company ads seem to scream "Lowest rates in town!" lenders fly gigantic banners outside their branches advertising that they have t

As a borrower, you want to know all of the matters that affect how your home loan (Intelligence Hypothécaire) will be negotiated. Here are two important features you may want to know about. -Brokers get a commission based on the size of the loan, not

The ? by 5?(5 ans fixe - Renew a fixed five year mortgage five times) mortgage strategy is the most commonly employed strategy in Canada (but not in the rest of the developed world ). Most people believe that all mortgages are modeled the same way (f

Many people may not realize it, but two things are important to know about mortgage loans (Intelligence Hypothécaire). 1) Mortgage brokers get their fees based on the size of the mortgage, not on the interest rate and 2) Brokers often channel all loa

This was somewhat palatable in a rising market, but now as the market goes sideways or even down and more borrowers are finding themselves upside down while owing more than the property is worth. Much like the movies, one might take it upon himself o

An Ounce of Prevention Do you plan to purchase a home soon? Are you thinking of refinancing your mortgage? These tips could end up saving you thousands of dollars. You will probably spare yourself a few major headaches as well. You work hard for you

When you apply for a home loan, the two parties in the matter are somewhat against each other. The borrower wants to get the best (lowest) interest rate he can and the lending institution wants to get the most earnings (highest rate). A mortgage brok

Bernanke, in the recent past, had been urging in a passive way for the two heavy weights to lighten their portfolios. Now, it is more pointed with a strong message to Fannie Mae and Freddie Mac to focus more on affordable housing and less risky loans

We know how easy it is to end up with less than perfect credit, but when your credit record is poor just when you want to apply for a home loan (taux hypothécaire), it is really upsetting. What does a mortgage lender look at when he is deciding wheth

Establishing the right mortgage strategy (pret hypothecaire) can mean a lot to you in the long run. It can save you thousands of dollars over the life of the mortgage loan; on a $100,000 mortgage, it can probably mean as much as $10,000 in total. Wha

In determining the best mortgage strategy for your individual circumstance, you really need to understand, among a lot of other things, what influences interest rates - taux hypothecaire. This is a very complicated subject, the topic of any number of

It’s Your Life If you plan to purchase a home in the near future, or if you are planning to refinance your current mortgage, you should understand the importance of the decision that you are about to make. The word mortgage is derived from two Frenc

Do you think it is a good idea to have a longer amortization mortgage, say 25, 30 or even 35 years? There are home loans now available that permit mortgage brokers to find a mortgage that is even more personalized than before. A new kind of mortgage

Challenge your word vocabulary and boggle your mind. Understanding the financial world of home ownership is much easier with a good mortgage consultant, who can guide you through the lending options. Mortgage products are forever changing to provide

Everyone likes the option of an open mortgage, but is it really a good idea? The answer is yes, but only for the first year - pret hypothecaire. An open mortgage will allow you to pay off the full balance on your mortgage with no penalty. This produc